You are not a smoker, you have a balanced diet, you excercise quite well, you cross the roads carefully, flush your toilets, dont step on mud and wash your hands before you eat. Why do you need a health insurance?
Well, I would say that it would be the most foolish questions that you ask. You may claim that you have full control over what you do, but youhave no control over what others can do to you. Lets say you are taking a subway, and someone passes very close to you and sneezes and you inhale some spores of a deadly virus, what happens? You fall sick, and hit the hospital beds.
Well, lets imagine that you have come back from a vacation, and that has been a great vacation. On your way back home from the train station/airport, someone passes on this deadly virus, lets say Saars for example, and you are broke, and aint got money to pay the hospital immediately. Thats when the insurance would come in handly. Everyone should have health insurance.
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